CFPB Rule Boosts Credit Scores by Excluding Medical Debt

The CFPB's new rule bans lenders from using unpaid medical bills in loan evaluations, potentially raising credit scores by 20 points for millions. Discover more.

A modern, sleek image of a credit score gauge with a noticeable upward trend, symbolizing the positi
CFPB Rule Boosts Credit Scores by Excluding Medical Debt

The Consumer Financial Protection Bureau (CFPB) has finalized a rule that prohibits lenders from considering unpaid medical bills when evaluating potential borrowers for loans. This change is expected to increase credit scores by an average of 20 points for millions of families.

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